I’m at that certain age. You spend your whole life not even thinking about pensions, or paying for Universities or nursing homes. And then you get to the age when you think about little else. I am there.
We’ve been through that very confusing shock when a 100% able-bodied and independent relative becomes, overnight, 100% dependent on care. Wading through the bewildering and worrying facts and figures about going into care homes, and facing the sudden possibility of needing Lasting Power of Attornies, a house clearance/sale and £1000 bills per week is utterly petrifying.
Thank God for AgeUK, who have been able to put our minds at rest and help us through the thicket of complexities. Their advisors know all the details and are marvellous at calming nervous minds.
In amongst all the complexities I discovered the Care Act 2014.
There is a strange rule (not universal) in politics. The stuff that really matters is hardly noticed and nobody thanks the politicians who do it. That is the fate of the Care Act 2014. At last, it introduces a cap at which the state takes over the payment of care. At last it will mean that children will not be faced with cashing all their parents’ assets to pay a seemingly endless bill for care. I suspect that most people that will benefit from this Act do not realise that it’s been passed at the moment. By the time they are affected by it, I suspect they will take it for granted. But it is an extraordinary act of parliament which will really improve lives (from April 2016).